CompGeo Salary Survey Benchmark Job Summary and Competencies

Credit Checkers

The Benchmark Job Description below represents the specific Position Characteristics of the job used in the Salary Survey. Benchmark Job Descriptions should be inspected carefully to review the degree of matching between an organizations' Job and the Salary Survey Benchmark. Matching internal Jobs to Salary Survey Benchmark Jobs should not be done on Job Title alone. A thorough comparison of Salary Survey Benchmark to Internal Job Descriptions is recommended. A good overlap should exist on any comparisons used on critical Job Dimensions and Competencies.
 
CompGeo Occupation Group: Finance
Job Family: Loan and Credit
Benchmark Title: Credit Checkers
 
Summary Job Description Tasks
Investigate history and credit standing of individuals or business establishments applying for credit. Telephone or write to credit departments of business and service establishments to obtain information about applicant's credit standing. Compile and analyze credit information gathered by investigation.
 
Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested.
 
Interview credit applicants by telephone or in person in order to obtain personal and financial data needed to complete credit report.
 
Prepare reports of findings and recommendations, using typewriters or computers.
 
Contact former employers and other acquaintances to verify applicants' references, employment, health history, and social behavior.
 
Examine city directories and public records in order to verify residence property ownership, bankruptcies, liens, arrest record, or unpaid taxes of applicants.
 
Relay credit report information to subscribers by mail or by telephone.
 
 
CompGeo Occupation Group: Finance
Job Family: Loan and Credit
Benchmark Title: Credit Checkers
 
Important Knowledge Competencies Competency Description
Customer and Personal Service Knowledge of principles and processes for providing customer and personal services. This includes customer needs assessment, meeting quality standards for services, and evaluation of customer satisfaction.
 
Mathematics Knowledge of arithmetic, algebra, geometry, calculus, statistics, and their applications.
 
Clerical Knowledge of administrative and clerical procedures and systems such as word processing, managing files and records, stenography and transcription, designing forms, and other office procedures and terminology.
 
Economics and Accounting Knowledge of economic and accounting principles and practices, the financial markets, banking and the analysis and reporting of financial data.
 
English Language Knowledge of the structure and content of the English language including the meaning and spelling of words, rules of composition, and grammar.
 
Law and Government Knowledge of laws, legal codes, court procedures, precedents, government regulations, executive orders, agency rules, and the democratic political process.
 
Administration and Management Knowledge of business and management principles involved in strategic planning, resource allocation, human resources modeling, leadership technique, production methods, and coordination of people and resources.
 
 
CompGeo Occupation Group: Finance
Job Family: Loan and Credit
Benchmark Title: Credit Checkers
 
Important Skill Competencies Competency Description
Active Listening Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.
 
Speaking Talking to others to convey information effectively.
 
Reading Comprehension Understanding written sentences and paragraphs in work related documents.
 
Critical Thinking Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems.
 
Writing Communicating effectively in writing as appropriate for the needs of the audience.
 
Active Learning Understanding the implications of new information for both current and future problem-solving and decision-making.
 
Monitoring Monitoring/Assessing performance of yourself, other individuals, or organizations to make improvements or take corrective action.
 
Social Perceptiveness Being aware of others' reactions and understanding why they react as they do.
 
Judgment and Decision Making Considering the relative costs and benefits of potential actions to choose the most appropriate one.
 
Coordination Adjusting actions in relation to others' actions.
 
Time Management Managing one's own time and the time of others.
 
Negotiation Bringing others together and trying to reconcile differences.
 
Complex Problem Solving Identifying complex problems and reviewing related information to develop and evaluate options and implement solutions.
 
 
CompGeo Occupation Group: Finance
Job Family: Loan and Credit
Benchmark Title: Credit Checkers
 
Important Ability Competencies Competency Description
Oral Comprehension The ability to listen to and understand information and ideas presented through spoken words and sentences.
 
Oral Expression The ability to communicate information and ideas in speaking so others will understand.
 
Written Comprehension The ability to read and understand information and ideas presented in writing.
 
Written Expression The ability to communicate information and ideas in writing so others will understand.
 
Speech Clarity The ability to speak clearly so others can understand you.
 
Near Vision The ability to see details at close range (within a few feet of the observer).
 
Speech Recognition The ability to identify and understand the speech of another person.
 
Inductive Reasoning The ability to combine pieces of information to form general rules or conclusions (includes finding a relationship among seemingly unrelated events).
 
Problem Sensitivity The ability to tell when something is wrong or is likely to go wrong. It does not involve solving the problem, only recognizing there is a problem.
 
Deductive Reasoning The ability to apply general rules to specific problems to produce answers that make sense.
 
Information Ordering The ability to arrange things or actions in a certain order or pattern according to a specific rule or set of rules (e.g., patterns of numbers, letters, words, pictures, mathematical operations).
 
Selective Attention The ability to concentrate on a task over a period of time without being distracted.
 
 
CompGeo Occupation Group: Finance
Job Family: Loan and Credit
Benchmark Title: Credit Checkers
 
Prerequisite Qualification Category Education and Experience Level
Required Level of Education High School Diploma (or GED or High School Equivalence Certificate)
 
On-Site or In-Plant Training None
 
On-the-Job Training Over 3 months, up to and including 6 months
 
Related Work Experience Over 3 months, up to and including 6 months
 
 
CompGeo Occupation Group: Finance
Job Family: Loan and Credit
Benchmark Title: Credit Checkers
 
Alternate Job Title(s)
Accounts Receivable Manager
Branch Manager
Business Manager
Call Out Operator
Commercial Credit Reviewer
Commercial Loan Reviewer
Credit Administrator
Credit Analyst
Credit Assistant
Credit Coordinator
Credit Historian
Credit Interviewer
Credit Investigator
Credit Manager
Credit Processor
Credit Rating Inspector
Credit Reference Clerk
Credit Reporter
Credit Representative
Credit Specialist
Credit Verifier
Customer Service Representative
Farm Loan Inspector
Finance Manager
Inspector
Insurance and Accounts Receiveable Coordinator
Investigator
Loan Processor
 
CompGeo Occupation Group: Finance
Job Family: Loan and Credit
Benchmark Title: Credit Checkers
 
 
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